Becoming an insurance agent in Florida requires a combination of education, examination, and licensing. The process can vary depending on the type of insurance you wish to sell, but generally, there are several steps that must be followed.
Education: The first step in becoming an insurance agent in Florida is to meet the state's educational requirements. This typically involves completing pre-licensing education, which can be done through our online self-study 4-40 CSR, 4-40 to 2-20 Conversion, or 2-20 General Lines Agent courses. The number of hours of pre-licensing education required will depend on the type of insurance you wish to sell.
Examination: Once the pre-licensing education requirements are met, the next step is to pass the state insurance examination. The examination is administered by Pearson VUE and covers the material covered in the pre-licensing education. The examination fee must be paid before taking the test.
Background Check: Florida requires all insurance agents to have a background check done. The background check is conducted by the Florida Department of Financial Services.
Licensing: After passing the examination and background check, the next step is to apply for a license through the Florida Department of Financial Services. The application fee must be paid, and a fingerprint-based background check must be completed.
Continuing Education: All insurance agents in Florida must complete continuing education (CE) courses every two years to maintain their license. The number of hours required will depend on the type of insurance license held.
Appointments: Some insurance companies may require that agents be appointed with them before they can sell their products. This is a process in which the insurance company verifies that the agent is licensed and in good standing, and approves them to sell their products.
Becoming an insurance agent in Florida can be a challenging process, but it can also be a rewarding career. As an insurance agent, you will have the opportunity to help individuals, families, and businesses protect themselves and their assets through the purchase of insurance policies.
It's worth noting that the requirements and processes can vary by state and it is always best to check with the state's department of insurance for the most current and accurate information.